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Fixed Deposit Interest Rates

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Interest Rates

Loan Interest RatesFixed Deposit Interest Rates

Sr. No.

Deposit

From  29-03-2023

1.

7 days to 90 days

3.00%

2.

91 days  to  upto 180 Days

4.00%

3.

181 days to 1 year

4.50%

4.

1 year to 2 year

5.75 %

5.

2 year to 3 year 

5.75%

6.

3 year to 5 year

6.25 %

7.

5 year to 10 year

5.25 %
8. Savings Bank Deposi 3.00 %
9. Current Deposit Nill
10. A Daily Deposit - 6 Months 1.75 %
10. B Daily Deposit - 12 Months 2.75 %

 

SPECIAL DEPOSIT SCHEMES (SIMPLE INTEREST)
1
366 DAYS
7.00% (Senior citizen will get extra 0.5% )
2
555 DAYS
7.50% (Senior citizen will get extra 0.5% )
3
999 DAYS
8.00% (Senior citizen will get extra 0.5% )
4
1999 DAYS (DEPOSIT AMOUNT 50 LAKH AND ABOVE)
 8.51%

 

NOTE :

  • The revised rate of interest on deposit shall be applicable for all newly opened accounts and renewal of deposit.
  • For Premature withdrawal of deposit 1% Less rate will apply.
  • To get TAX benefit under s/c 80c of Income Tax Act,1961
    Duration of Deposits  :  5 Years
    Rate of Interest           : applicable general rate
    Premature withdrawal or Loan / Overdraft facility will not be granted on such Deposits.
  • Senior Citizens will get 0.75% additional for TDR above 1 year except Special Deposit Scheme.
  • Please conact branch for latest changes and/or interpretations.
  • 5 Crore or more, single deposit, 1100 days period ,rate of interest 6.25. Senior Citizens 0.75  extra.